When applying to U.S.
University /College/ Schools:
Asking the following set of questions
can help you get a clear sense of a school's financial aid situation – and
whether or not it is somewhere you should consider applying to or
attending.
1. Will you be able to meet my family's
full financial need?
Do not be hesitate to ask this question.
You do not want to waste time applying to the schools that cannot meet your need.
If your family can only pay $15,000 per year, for example, your admissions
chances might be in jeopardy.
You may get an answer that the school will
not be able to bridge the payment gap. That is OK, as you at least will
know that the school is off your list. Asking a counselor can save you a lot
of time when choosing colleges that can meet your financial needs.
2. Can international
students qualify for financial aid?
This information can usually be found in the school's website, yet it
is subject to change. When I was applying, I knew a several students
who were applying to a certain liberal arts college hoping that they would
get financial aid, but there was no information on its website at the
time.
However, while that college offered
scholarships and need-based financial aid for U.S. citizens, it only awarded
merit scholarships to qualified international students. To avoid this type of
misunderstanding, it is critical that you check with your counselor about
whether international students are considered for financial aid.
3. How much is tuition expected to increase
each year?
Many colleges increase the amount of
financial aid awarded every year to make sure that families pay the same
amount as they did the first year. However, it is still crucial to know
what increase in tuition to expect. If the change is considerably higher that
what you and your family have expected, it will put a burden on your parents,
who may be struggling to pay for your tuition.
4. Are international students charged the same tuition and fees as American students?
At private colleges, international students generally pay the same fees as all other students. At public and state schools, international students generally pay what's known as out-of-state tuition, which can be a lot higher than the in-state tuition. But in a few cases, international students are given incentives and only pay the low in-state tuition. With that being said, paying tuition can become a bit complex, and it is necessary that you ask your counselors to find out the amount that you need to pay.
5. What factors most influence my chance of
getting financial aid?
Some schools look for students with good
performance on the SAT, a high GPA and participation in extracurricular. In
this case, you should work on bringing your scores up and be as active in
clubs and activities as possible. Other
schools may be looking for someone with some unique artistic
talents.
In that case, sending a footage of you
mastering the piano could be just as valuable as a high SAT score
– but be attentive to your academic performance as well, schools
won't necessarily accept students who are failing courses, regardless of
their musical talent.
These five questions will help you get a
clear sense of how financial
aid policies in U.S colleges could influence where you'll send
your applications. However, they are not the only questions that you should
ask. Be sure to bring up as many as you think of, because the more you
understand how schools offer financial aid, the smoother your application
process will be.
Moreover, before asking your counselors any
questions, make sure that you have done careful research about each school's
financial aid policies. Don't ask officials questions where the
answers can be found online in seconds.